PAYMENTS & REFUNDS
Users may cancel subscriptions or services before renewal dates where applicable.
Refunds may be considered in cases of duplicate payments, failed transactions or technical issues.
Completed consultations, digital services, promotional packages and processed transactions are generally non-refundable.
Approved refunds may take 5-10 business days depending on the payment provider or bank.
Users should contact our support team before initiating payment disputes or chargebacks.
Advitalk reserves the right to modify refund and cancellation terms at any time.